Your payments - Housing Assistance Payments (2024)

FAQs

What is the hardship program in New Jersey? ›

NJEA has created the Hardship Relief Fund to help active, retired, and student members through the temporary or permanent loss of their primary residence, food insecurity, or the loss of classroom supplies or materials due to an unforeseen event.

The State of New Jersey Rental Assistance Program (SRAP) is a state funded program that provides housing subsidies on behalf of very low-income New Jersey residents, for decent, safe, and sanitary housing. Persons applying must meet all applicable SRAP income and eligibility requirements.

Provides a lifetime limit of 12 months of emergency assistance to prevent homelessness to recipients of WFNJ/TANF/GA and SSI.

Emergency Assistance is limited to 12 months. However, extensions may be granted under certain hardship conditions, with specific limitations.

Identify as homeless, recently homeless, in imminent risk of homelessness; or must be fleeing domestic violence, dating violence, sexual assault, stalking, or human trafficking. Have a government-issued identification card. Have birth certificates for everyone in the household (or proof they were ordered).

Understanding 401(k) Hardship Withdrawals

Immediate and heavy expenses can include the following: Certain expenses to repair casualty losses to a principal residence (such as losses from fires, earthquakes, or floods) Expenses to prevent being foreclosed on or evicted.

Emergency Assistance (EA) is provided to WFNJ/TANF/GA and Supplemental Security Income (SSI) recipients on a as needed basis. Assistance includes emergency allowance for food, clothing, furniture, utility, storage, shelter placement, security deposit and or back rent.

After Judgment for Possession

This could give them up to seven calendar days to move. They can request a hardship stay How to Apply for a Hardship Stay. This could stop the eviction for up to six months. Tenants cannot apply for a hardship stay unless they pay all the money they owe to the landlord, plus any costs.

Services under WFNJ are limited to five years. GA recipients receive a cash benefit as follows: $185 a month for an employable single adult, $277 a month for a disabled adult, $254 a month for a couple where one or both members of the couple are employable, and $382 a month for a couple where both are disabled.

Can a landlord deny rental assistance in NJ? ›

New Jersey law requires landlords to cooperate with rental assistance programs. A landlord's failure to cooperate is a renter's defense to a pending eviction action.

The Tenant-Based Rental Assistance Program (TBRA) supplements rental housing costs for low-income rental households who were impacted by Hurricane Ida.

The State of New Jersey Rental Assistance Program (SRAP) is a state funded program that provides housing subsidies on behalf of very low-income New Jersey residents, for decent, safe, and sanitary housing. Persons applying must meet all applicable SRAP income and eligibility requirements.

Talk to Your Landlord

You may be able to come to an agreement without going to court. An eviction will cost both of you money (as well as time), and your landlord may be willing to stop the eviction if you agree to certain terms, such as paying rent you owe or stopping behavior that violates the lease.

The NJ SMART Program provides assistance to eligible New Jersey residents who have experienced a temporary financial crisis and are facing housing emergencies.

A malicious scam has been surging lately, as reported by TNS' Robocall Protection team, targeting individuals who carry debt and are looking for a lifeline. Callers claiming to be from a 'financial hardship loan center' are attempting to steal victim's information or worse, digging them deeper into debt.

The email claims to be from a government agency or organization that offers financial assistance to those in need. The email says you have been approved for financial support and to call a phone number to finish enrolling in the program. However, it is all fake.

Unlike debt consolidation, where you roll your debts into one, a hardship program allows you to keep your same cards and payments until you can get back on track.

Pros. “On the plus side, you may be allowed to pause or lower your payments. Your interest rate may be temporarily reduced. You'll likely be allowed to make lower monthly payments without being charged late fees.