Source of Income - Fair Housing Law Project (2024)

FAQs

What is the primary source of the Fair Housing Act? ›

The Federal Housing Act (FHA) is the primary source of protection against housing discrimination. It was originally enacted as Title VIII of the Civil Rights Act of 1968 ( Pub. L. 88-352, 78 Stat.

Examples & Warning Signs of Source of Income Discrimination

Setting income requirements artificially high (i.e. monthly income must be four times the rent) in order to exclude applicants who receive public benefits.

Source of Income is an additional protected class in housing discrimination, but it is not part of the Fair Housing Act. This is because currently, discrimination based on your source of income isn't a federal issue. Still, it is a commonly added protected class under state and local fair housing laws and ordinances.

California's Fair Employment and Housing Act (FEHA) prohibits discrimination based on source of income.

The Fair Housing Act protects people from discrimination when they are renting or buying a home, getting a mortgage, seeking housing assistance, or engaging in other housing-related activities.

Refusal to sell, rent, or lease rooms, apartments, mobile homes, condos, or houses. Refusal to negotiate for the sale, rental, or lease of housing. Informing someone that an apartment is not available for inspection, sale, or rental when it is in fact available.

Three of the main types of income are earned, passive and portfolio. Earned income includes wages, salary, tips and commissions. Passive or unearned income could come from rental properties, royalties and limited partnerships. Portfolio or investment income includes interest, dividends and capital gains on investments.

What are income sources? Income sources are the various channels through which individuals or businesses earn money. These may include employment, investments, rental income, and royalties, among others.

A student loan payment is a money paid out. So, it does not qualify as income.

• “Source of income” means lawful, verifiable income. paid directly to a tenant or to a representative of a. tenant, or paid to a housing owner or landlord on. behalf of a tenant, including federal, state, or local. public assistance, and federal, state, or local.

What is discrimination on the basis of income? ›

Discrimination based on lawful source of income is the illegal practice by landlords, owners, and real estate brokers of refusing to rent to current or prospective tenants seeking to pay for housing with housing assistance vouchers, subsidies, or other forms of public assistance.

Types of protected income include social security, SSI, SSDI, and veterans' benefits. These income sources cannot be taken out of a bank account by a creditor.

Refusal to rent, sell, or negotiate for housing, or otherwise make housing unavailable. Providing different terms, conditions, privileges, or provision of services or facilities. Falsely denying that housing is available for inspection, sale, or rental.

Some exceptions that apply at the federal level don't apply in the state of California, meaning housing providers could still fall under housing discrimination and the jurisdiction of court. The main exemption to the act is one that applies to single-family homes where the owner is one of the occupants.

An example could be someone with osteoporosis who needs a grab bar installed in the bathroom. It is important to note, that just because disability is the most common basis for filed fair housing complaints, it does not necessarily mean that it is the one that occurs most often.

Title VIII of the Act is also known as the Fair Housing Act (of 1968). The enactment of the federal Fair Housing Act on April 11, 1968 came only after a long and difficult journey. From 1966-1967, Congress regularly considered the fair housing bill, but failed to garner a strong enough majority for its passage.

The Fair Housing Act prohibits discrimination based on race, color, religion, sex, national origin, disability, or familial status in the sale, lease, or financing of residential property.

United States (Federal) Fair Housing Laws are investigated and enforced by the U.S. Department of Housing and Urban Development (HUD). To report illegal housing discrimination under Federal laws, please refer to the HUD Housing Discrimination Complaint Form.

The Federal Fair Housing act is officially known as Title VIII of the Civil Rights Act of 1968.