Section 8 Housing is a program sponsored by the U.S. Department of Housing and Urban Development, and helps to support renters with a low income1. In Cuyahoga County as of 2021, over 12,000 residents were utilizing public housing (also known as Section 8), and over 30,000 people had a housing voucher2. Let’s explore the difference between these and discuss who qualifies for them.
SECTION 8 HOUSING is meant to help landlords allow low-income renters by subsidizing their property rentals. These are not government-owned properties but private residences. Therefore, section 8 offers more selection than public housing. Users will pay approximately 30% of their income towards their rent. The rules and prices are set by the landlord, and it is rent-only4. Availability is widespread throughout many cities.
PUBLIC HOUSING is property owned by the government where people are allowed to stay for little to no rent. These are often limited to low-income families and have a standard set of rules that vary county to county and state to state. It is generally harder to move out of public housing. There is an option to eventually buy the home if the tenant desires, but it must be approved by the Public Housing Authority. Public housing is generally less available than section 8, as it is not in every city4.
Eligibility for both programs is fairly similar. Eligible people typically have an income that is below 50% of the median household income, which was about 55,000 as of 2021.3 Preference is typically given to elderly or disabled applicants or to families living in substandard conditions. The waiting list can also be very long, so applying sooner is always better.
To be approved for either, you will need to:
Complete a background check
Provide proof of income
List all of the people you’re living with, including pets.
Even if you have a less-than-perfect record, these housing programs are worth looking into if you need immediate help with housing! Apply for Cuyahoga County’s voucher program at https://www.cmha.net/apply/ , or search for your local Public Housing Agency at https://www.hud.gov/states/ohio/renting.
Eligible people typically have an income that is below 50% of the median household income, which was about 55,000 as of 2021. Preference is typically given to elderly or disabled applicants or to families living in substandard conditions. The waiting list can also be very long, so applying sooner is always better.
Very low-income families (i.e families with incomes below 50% of area median income) and a few specific categories of families with incomes up to 80% of the area median income.
Public Housing and Housing Choice Vouchers (Section 8)
To apply for either type of help, visit your local Public Housing Agency (PHA). Some PHAs have long waiting lists, so you may want to apply at more than one PHA. Your PHA can also give you a list of locations at which your voucher can be used.
According to CMHA's website, vouchers reimburse a tenant with a set amount of rent. For voucher holders searching for a one-bedroom unit, the highest the voucher can cover is $912, and for a two-bedroom, the voucher pays up to $1,135.
We help Section 8 and Public Housing participants purchase their own homes using a Section 8 Voucher toward a monthly mortgage payment. If you are interested in learning more about the Homeownership Program, please contact Kelley Pesicek, Section 8 Assistant Manager, at (330) 297-1489 ext.
If you're facing eviction, contact your local community action agency to apply for help. To access services: Go to the COHHIO website to find out how to apply for emergency rental assistance at your county's community action agency.
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